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SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION HUNTERDON COUNTY DOCKET NO. F-003851-26 OUR FILE NUMBER: 25-002788-2 NOTICE TO ABSENT DEFENDANTS STATE OF NEW JERSEY TO: Christie L. Heller YOU ARE HERBY summoned and required to serve upon Padgett Law Group, plaintiff’s attorneys, whose address is 1055 E. Baltimore Pike, Suite 201, Media, PA 19063, telephone (850) 422-2520 an answer to the Foreclosure Complaint in a civil action in which Cardinal Financial Company, Limited Partnership is the plaintiff and Christie L. Heller are defendant(s) pending in the Superior Court of New Jersey within 35 days after June 3, 2026 exclusive of said date. If you fail to do so, judgment by default may be rendered against you for the relief demanded in the complaint. You shall file your answer and proof of service in duplicate with the Clerk of the Superior Court, Hughes Justice Complex, CN-971, Trenton, NJ 08625, in accordance with the rules governing the courts. You are further advised that if you are unable to obtain an attorney, you may communicate with the New Jersey State Bar Association or Lawyer Referral Service of the county of venue and that if you cannot afford an attorney, you may communicate with the Legal Services Office of the county of venue. A directory with contact information for local Legal Services Offices and Lawyer Referral Services is available in the Civil Division Management Office in the county listed above and online at: https://www.njcourts.gov/public/directories/court-services/clerks-legal-offices. You may also call the Legal Services of New Jersey Statewide Hotline at 1-888-LSNJ-Law (1-888-576-5529). THIS ACTION has been instituted for the purpose of foreclosing the following Mortgage: Dated: December 20, 2021 In the Amount of: $123,282.00 Made by: Christie L. Heller To: Mortgage Electronic Registration Systems, Inc., as nominee for Cardinal Financial Company, Limited Partnership Recorded: January 4, 2022, in Book 4440, Page 330, as Instrument No. 20220104000002020 Covers real estate located at: 311 Village Commons, Flemington, NJ 08822 Also known as: Block 65 Lot 1, in the borough of Flemington, County of Hunterdon and State of New Jersey. You, Christie L. Heller, have been made a Defendant in the above action because you have or may claim to have some right, title, lien, or other interest affected the real estate being foreclosed by virtue of ownership, inheritance, descent, intestacy, devise, dower, courtesy, mortgage, deed or conveyance, entry of judgment, or other legal or lawful right. The nature of which and the reason that you and each of you are joined as defendants is set forth with particularity in the Complaint, a copy of which will be furnished to you on request, addressed to the attorneys of the plaintiff at the above-mentioned address. Dated: June 1, 2026Michelle M. Smith, Esquire CLERK OF THE SUPERIOR COURT Prt fee:$53.90 June 3 -1a