01:48 AM UTC
NOTICE OF DEFAULT AND FORECLOSURE SALE - Re: Robert M. Henzler, 423 Bridge St., Spring City, PA 19475; Robert M. Henzler, 4241 Pelican Pointe Dr., Punta Gorda, FL 33950-7772; Dept. of Human Services, Estate Recovery Program, P.O. Box 8486, Harrisburg, PA 17105-8486 & Secretary of Housing and Urban Development, 451 Seventh St. SW, Washington, DC 20410 - WHEREAS, on 6/5/09, a certain Mortgage was executed by Robert M. Henzler as Mortgagor in favor of Allied Mortgage Group and recorded in the Recorder of Deeds Office of Chester County, PA, on 9/18/09 in Record Bk. 7774, P. 1927. Said Mortgage was assigned to World Alliance Financial Corp. and recorded in the Recorder of Deeds Office of Chester County, PA on 12/29/09 at Record Bk. 7837, P. 1704. The mortgage was further assigned to Mortgage Electronic Registration Systems, Inc. (“MERS”) as Nominee for Bank of America, National Association and was recorded in the Recorder of Deeds Office of Chester County, PA on 4/23/10 in Record Bk. 7903, P. 2253. The mortgage was further assigned to Nationstar Mortgage LLC and was recorded in the Recorder of Deeds Office of Chester County, PA on 7/10/13 in Record Bk. 8761, P. 1731. The mortgage was further assigned to Bank of America, N.A. and was recorded in the Recorder of Deeds Office of Chester County, PA on 5/20/16 in Record Bk. 9314, P. 407. Said Mortgage was further assigned to The Secy. of HUD and recorded in the Recorder of Deeds Office of Chester County, PA on 8/15/16 in Record Bk. 9369, P. 1668; and WHEREAS, a default has been made in the covenants and conditions of the Mortgage in that the Mortgagor has failed to make the monthly required mortgage payments and these payments remain wholly unpaid as of the date of this Notice and payment has not been made to bring the loan current; and WHEREAS, the entire amount delinquent as of 6/18/26 is $599,703.61; and WHEREAS, by virtue of this default, The Secy. of HUD has declared the entire amount of the indebtedness secured by the Mortgage to be immediately due and payable. NOW, THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. § 3751 et seq., by 24 CFR part 27, Subpart B, and by the Secy.’s designation of me as Foreclosure Commissioner, recorded on 5/15/17, at Record Bk. 9541, P. 276; Ins. #11542954, Notice is hereby given that on 8/19/26 at 9:00 a.m. local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: PREMISES A - ALL THOSE LOTS or two pieces of land with the buildings and improvements thereon erected, hereditaments and appurtenances, situated in the Borough of Spring City, County of Chester, and State of PA, marked and designated on Plot of Lots laid out by William F. Snyder and known as Lot Number Parts of Lots #8, #10, and #9, and being bounded and described as follows to wit: BEGINNING at a point in the Northern margin of Bridge St. at the distance of One Hundred and Sixty-Six ft. Westerly from the point of intersection of the Northern margin line of Bridge St. with the Western margin of Cedar St. thence in a Northerly direction and at right angles to said Bridge St. the distance of One Hundred and Seventy-One ft. and Six inches to the Southern margin of School Alley; thence in a Westerly direction along the margin line of the latter alley the distance of Sixty ft to a stake; thence in a Southerly direction the distance of One Hundred and Seventy-One ft. Six inches to the Northern margin of Bridge St.; thence along the margin of the latter st. in an Easterly direction the distance of Sixty ft. to the point of BEGINNING. CONTAINING on the above described tract of ground is erected a two-story dwelling house. PREMISES B - ALL THAT CERTAIN tract, piece or parcel of land, with the buildings and improvements thereon erected, hereditaments and appurtenances, situated on the North side of Bridge St. in the Borough of Spring City, County of Chester, State of PA, bounded and described as follows, to wit: BEGINNING at a point in the Northern margin of Bridge St. at the distance of Two Hundred Twenty-Six ft. Westerly from the intersection of Western margin line of Cedar St. with the Northern margin line of Bridge St. a corner of the hereby demised lands, and formerly Pugh’s now Henry F. Wortman’s et.ux. land; thence in a Northerly direction at right angles with said Bridge St. and along said Henry F. Wortman’s land One Hundred Seventy-One and One-Half ft. to the Southerly margin line of School Alley; thence along the same five feet in a Westerly direction to a point and corner of other lands of the said Emma Parks; thence along the land of Emma Park One Hundred Seventy-One and One-Half ft. to the Northern margin line of Bridge St. Seventy-One and One-Half ft. to the Northern margin line of Bridge St. aforesaid; thence along the same in an Easterly direction Twenty-Five ft. to the place of BEGINNING. BEING the same premises which Robert M. Henzler, unmarried & Constance A. Henzler, unmarried (formerly husband & wife) by their Deed dated 2/1/05 and recorded 2/7/05 in the Office of the Recorder of Deeds in and for Chester County, PA in Deed Bk. 6403, P. 2154, granted and conveyed unto Robert M. Henzler, unmarried. The Sale will be held on the outside sidewalk entrance of the Chester County Courthouse, 201 W. Market St., West Chester, PA. The Secy. of HUD will bid $599,703.61. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, her prorata share of any real estate taxes that have been paid by the Secy. to the date of the foreclosure sale. When making their bids, all bidders except the Secy. must submit a deposit totaling $59,970.36 (10% of the Secy.’s bid) in the form of a certified check or cashier’s check made out to the Secy. of HUD. Each oral bid need not be accompanied by a deposit. If the successful bid is oral, a deposit of $59,970.36 must be presented before the bidding is closed. The deposit is non-refundable. The remainder of the purchase price must be delivered within thirty (30) days of the sale or at such other time as the Secy. may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secy. is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secy. may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00 to be paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secy. of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the Sale within the required period, or within any extensions of time granted by the Secy., the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD rep., will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD rep., offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established by documented written application of the Mortgagor to the Foreclosure Commissioner not less than three (3) days before the date of the Sale or otherwise that the default or defaults upon which the foreclosure is based did not exist at the time of service of this Notice of Default and Foreclosure Sale, or all amounts due under the Mortgage Agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to The Secy. of HUD, before public auction of the property is completed. The amount that must be paid to pay off the Mortgage prior to the scheduled sale is $599,703.61 as of 6/18/26, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Leon P. Haller, HUD Foreclosure Commissioner, Purcell, Krug & Haller, 1719 N. Front St., Harrisburg, PA 17102, 717.234.4178(f)/717.234.0409(f)/lhaller@pkh.com Dated: 6/8/26 DLN 7/18, 7/25, 8/1; a-1